Leading Insurance Solutions

Clearwater and Tampa Bay’s Trusted Property & Casualty Insurance

Certified Notary Signing Agent

Florida Insurance Services You Can Trust

KM Assurance, based in Clearwater, FL, offers personalized insurance solutions backed by over a decade of experience in finance and contract management. Whether you're new to Florida or simply overdue for a policy review, I am here to help you make informed decisions.

Call now: 727-386-8430 — or schedule your free consultation today.

Most People Don’t Understand Their Insurance Coverage

Did you know many homeowners and business owners haven’t reviewed their insurance policies in years?

This leads to:

Overpaying

for coverage you don’t need


Missing critical protections

like flood or umbrella insurance


Confusion

about what’s actually covered

Insurance isn’t just paperwork—it’s peace of mind. But without expert guidance, it’s easy to feel lost.

The Hidden Risks of Being Underinsured

Imagine a storm damages your home, but your policy doesn’t cover flood damage. Or your business faces a lawsuit, and your liability limits fall short. These scenarios aren’t rare—they’re real risks Floridians face every year.

According to Florida’s Office of Insurance Regulation, many residents are underinsured due to outdated or misunderstood policies.

KM Assurance sees this every day—and I am here to change that.

Why Choose KM Assurance? 

One-on-One Service: You’ll never be passed around. I handle your policy personally.

Fair Pricing: I help you avoid overpaying and find the best value.

Expertise You Can Trust: With 10+ years in finance and contract management, I know how to protect your assets.

Community-Focused: I help newcomers settle in and connect with trusted local resources.

Industry Leadership: Proud member of the NAIFA Advocacy Board, working to elevate ethical standards in insurance.

What Clients Say

⭐⭐⭐⭐⭐
"KM Assurance helped me find the right insurance policy, even though I had a "lapse." Thank you so much for your persistence and quality customer care. Highly recommend!"


-Marianna D.


⭐⭐⭐⭐⭐
"As a CFP, I am always on the lookout to save my clients money on their P&C coverage. Kathryn is a great resource - honest, reliable and competent! I highly recommend her for all your business, auto and home insurance needs..."


-Joseph F.


⭐⭐⭐⭐⭐

Katie was excellent. She came to our location . If I need a notary again, I will contact her.


-Camille H.



Ready to Review Your Policy?

Don’t wait until disaster strikes.

Call KM Assurance at 727-773-5301